Welcome to www.scratchmagic.co.za (the “Website”), which is owned and operated by Scratch Magic (hereinafter “Scratch Magic“, “We“, “Us“or”Our“). Scratch Magic provides valuable information about car insurance, learning license, car reviews and many other interesting subjects and offers numerous services relating to these subjects, among them the option to get a car insurance quote (hereinafter, together known as the “Services”)

Please read the following terms and conditions carefully (the “Terms”, or the “terms of use”). By using the Website, you agree to be bound by the Terms. If you do not agree to be bound by any or all of the Terms, please refrain from accessing and/or using the Website.

Electronic Communications:

By using this Website or communicating with Scratch Magic by electronic means, You acknowledge and agree that any and all agreements, notices, disclosures, or any other communication satisfies any legal requirement, including but not limited to the requirement that such communications should be in writing.

Acceptable use of the Website and its Services:

Whilst using the Website, You agree to refrain from carelessly or willfully:

  • sending automated or machine generated search queries;
  • breaching these Terms, or any other applicable rules and/or instructions that We may convey with respect to the use of the Website and the Services;
  • interfering with or disrupting the functionality of the Website and/or circumventing or manipulating the operation, or functionality of the Website and any Services offered through the Website;
  • impersonating any person or entity, or making any false statement pertaining to your identity, gender, age or affiliation with any person or entity;
  • using crawlers, robots and similar applications to collect and compile content from the Website, for the purposes of competing with the Website or with any other of Our services, or in such ways that may impair or disrupt the Website’s functionality;
  • displaying the Website or any part thereof in an exposed or concealed frame, or linking, including in-line linking, to elements on Website, such as images, videos and players, independently from the web pages of the websites on which they originally appear without Our prior written consent;
  • collecting or processing personal information of the Website’s users without their and Our explicit consent in writing;

Subscription/Sign-up to Services

In order to enjoy some of the Services you may need to subscribe or sign-up. Providing untruthful, false or inaccurate information may prevent you from subscribing and/or signing up and impair Our ability to provide you with the requested Service. We will indicate the fields for mandatory completion. Unfortunately, If you do not enter the requisite data in these fields, you will not be able to register with the Website.

Third Party services and/or products offered on Scratch Magic

The Website includes certain services that that are provided by third parties. Although Scratch Magic does its best to screen these third party services, We cannot guarantee or vouch for their quality and therefore urge you to independently check the services offered and the terms and conditions of those services. Any actions, commitments and/or purchases made by you regarding products or services offered on or through Scratch Magic are made at your own discretion and Scratch Magic will not be responsible or liable in any way, shape or form.

Any and all responsibility for the delivery, quality, fulfillment and compensation regarding these services and/or products lies solely with the direct provider of these services and/or the website on which you purchased the service/product.

Links to other websites

The Website includes links to content on other websites and online services. We do not operate, or monitor these websites and services. You may find them or the content and information included therein not compatible with your needs, or you may object to their content, or find their content to be improper, annoying, unlawful or immoral. By linking to a certain website or service, We do not sponsor or endorse their content, or confirm their accuracy, credibility, authenticity, validity, integrity or legality. We assume no responsibility or liability for such third party websites or services, or for their availability.

The Website may include commercial information, including, but not limited to, advertising and or lead forms. By clicking on the commercials or by filling in the forms you or your information may be transferred to another website or company and you may receive messages, information or offers from that other service provider. Scratch Magic is not responsible for any of the commercial information and advertisers’ practices including their privacy practices, or for the content of their websites, information, messages or offers and we recommend that you read their terms and conditions.

Financial Services Provider and Car Insurance Companies

Scratch Magic.co.za is not a financial services provider. All content on the website is for informational purposes only and does in no way constitute legal or financial advice. We advise that before making any financial decision you consult with a professional of your choice. Although Scratch Magic does allows some insurance companies to advertise on the Website, Scratch Magic does not represent any of the insurance companies presented or reviewed on the Website and you are not required to respond to such advertising if you do not want to. If you do engage any of the services offered, it is at your own will and Scratch Magic will not be held responsible in any shape or form for damages, whether direct or indirect.